As summer approaches, so does hurricane season. These severe weather events can bring winds of over 155 miles per hour, as well as rain, thunderstorms, and microbursts. Hurricanes can come out of nowhere and leave debris, damage, and business disruption in their wake.
To deal with the problem, businesses need to take equally strong action. Don’t know where to start? Follow these hurricane preparation tips for business advice:
- Know your risks. Areas even hundreds of kilometers from the coast can be affected by hurricanes and typhoons. Historical Hurricane Tracks provides a historical record of hurricane events that can help you predict what will happen and learn how to prepare. FEMA Flood Maps share your risk of water damage based on your area and elevation. Check out these pages to better prepare for the unexpected.
- Protect around your home. Debris is a major safety risk during natural disasters such as hurricanes. Take the time to properly protect your home’s signs, fences, and outdoor furniture. Outdoor equipment such as central air conditioners should be built or, if possible, placed on a high surface such as the roof. Cut down any trees or vegetation that could damage your home or power lines near the storm.
- Prepare the house itself. Adjust the structure of your home to protect your team and operations. Install windproof shutters and non-operating windows or skylights. Invest in commercial doors. Make sure the roof is in good condition. Keep soffits and gutters clean of debris. Hold down and protect electronics and look to have an off-site power source for storage. If your business has a generator, use a backup plan and do a weekly test to make sure it will work in an emergency.
- Close early if necessary. Carefully follow the weather report in your area to know when to take action. It’s always better to be safe, lock your doors quickly and send team members home, rather than wait too long and put yourself, and others, at risk. Take action as soon as you notice a problem or if you notice that the weather is getting worse.
- Protect important information. Make sure the storm doesn’t take your business back by protecting sensitive documents and information. Print documents in watertight containers if necessary. Back up important data and contacts (which should be stored on off-site servers) and identify the most important contacts so you can reach them in the event of a hurricane.
- Make a plan. Work with your employees to create a plan that makes sense for your business. What things will you need? What security should be in place? Where is the best place to stay? Is the product up-to-date? Take the time to plan now so that your business can be ready for any time. Also, consider what happens next; Establish a remote work schedule for your employees and test the work-from-home day regularly so that the team knows what to do.
- Know when and how to return to work. Check the condition of the building to make sure it is safe before asking employees to return to work. If you and your team are cleaning, wear appropriate equipment, stay away from power lines, and avoid walking in standing water. Once you know the house is clean and safe, check for damages and report them promptly, and keep all payment receipts. Contact vendors to reactivate and update your listings on Google Business to reflect your refund. Although weather events like hurricanes can be devastating, take this time to learn from those events and rebuild a strong business that is disaster prepared.
- Validate your business. One of the best ways to protect your business is to find the right natural disaster plan. Our local, independent agents know your area and the weather hazards you face there. They will know your business and recommend the right amount of business that will protect you from risk and help you recover quickly. While you’re thinking about planning, review your homeowner’s policy to learn about your home’s hazards, and take steps to protect against hurricanes and weather.
Hurricanes are unpredictable, but these eight hurricane preparedness business tips can give you a head start. For every hurricane, typhoon, or impending weather, find the business and housing you need. Talk to a local, independent agent today.
Here are 8 steps to protect your company. appeared first on E-Insurance News.