A random man claims Grant Shapps defrauded him of his compulsory insurance on the idea of ​​cycling

A man from Barrow in Cumbria said that Transport Secretary Grant Shapps, who earlier this week said that cyclists should take third party insurance, stole the idea from him.

The North West Evening Mail reported that Mark Bell asked Simon Fell, Conservative MP for Barrow and Furness, to raise the matter with ministers after a child on a bicycle was seen scratching his car a few months ago.

Now he’s complaining about the idea that cyclists should carry insurance – despite calls for this to happen as early as Road.cc when he was wearing blankets, having Johnson’s Baby Powder sprinkled on his back and being forced to drink cod liver oil in the late Noughties.

He told the newspaper: “I sat down and thought that if this happened to me, how many cars are being hit?”

“I met Simon Fell and said, ‘Why are cyclists allowed to ride in cars and we’re paying for the damage?’ There has to be some give and take because if we hit a cyclist and they get hurt, they can take thousands out of us.

“Perhaps by making them responsible they can cycle more sensibly and take less risk.”

Responding to his concerns, Trudy Harrison MP, Parliamentary Secretary to the Department for Transport, said: “We have previously discussed the possibility of introducing mandatory insurance for everyone who rides a bike on the highway, but this could lead to a decrease in the number of cyclists.

“In order to be effective, this should also be implemented along with a legal permit and registration to see who is traveling by bike so that they can be identified and exchanged for insurance at the scene, which can be expensive and difficult.”

“I’m afraid I don’t think compulsory insurance for all cyclists would be the answer,” he added.

Shapps floated the idea earlier this week in an interview with the Daily Mail where his comments were in stark contrast to what ministers and civil servants have made in recent years.

> Grant Shapps: Cyclists should have numbers, be insured and obey the speed limit

Although North Korea requires cyclists to be licensed, no country in the world requires cyclists to have valid third-party insurance; Switzerland had such a system, requiring cyclists to display a vignette on their bike to prove they had cover, but it was abandoned as it became too cumbersome to administer and enforce.

The truth is, many older cyclists have third-party insurance to cover third-party liability in the event of an accident on their bike – whether through their own household policy, club membership, or signing up to an organization like Britain. Bike or Cycle UK.

Drivers of motorized vehicles such as cars, vans, and lorries are subject to minimum fines under the Road Traffic Act 1988, but cyclists are not.

This shows the great danger that motorists can pose to other people such as passengers or pedestrians.

Rules aside, all insurance companies are based on a risk assessment, so some may find it disappointing that a cycling insurance specialist has received Shapps’ comments this week.

Cycleplan chief executive Paul Williams said: “The government is undoubtedly facing the challenge of implementing such a scheme as part of any legalization of cycle insurance, especially given the current challenges.

“While legislation should be on the government’s long-term agenda, especially as the use of micro-mobility is increasing, many households are unwilling to increase their investment at this time.

“However, valid bicycling insurance can bring significant benefits to victims of accidents involving uninsured bicyclists and promote safe bicycling with stricter dangerous driving laws, speed limits, traffic lights, etc.”

He added that; “It could also help reduce crime – particularly bike theft, which we know is still going on in London and other big cities,” although the reason cyclists are being made to take out third-party insurance can prevent their bikes from being stolen. not explained.