Adults 35-44 Died Twice As Much As Expected Last Summer, Life Insurance Estimates

Death claims for working-age adults under group life insurance rose more than expected last summer and fall, according to data from 20 of the top 21 insurance companies in the United States.

Death claims for adults between the ages of 35 and 44 rose 100 percent more than expected in July, August, and September 2021, according to a report by the Society of Actuaries, which analyzed 2.3 million death claims submitted to life insurance companies.

The report looked at death claims made under group life insurance during the 24 months of the COVID-19 pandemic, from April 2020 to March 2022.

While COVID-19 contributed to the majority of deaths among adults over the age of 34 during the two years of the pandemic, the opposite was true for young adults. For people age 34 and younger, the number of non-COVID-related deaths was higher than those related to COVID, the data show.

In the third quarter of last year, deaths for those aged 25 to 34 were 78 per cent higher than expected and, for people aged 45 to 54, 80 per cent higher than expected. The death rate was 53 percent higher than the baseline for adults aged 55 to 64.

The Society of Actuaries (SOA) asked all 20 life insurance companies how they determine the cause of death for the purpose of recording claims. Of the 18 respondents, 17 said they would have written that COVID-19 was the cause of death if it was written anywhere on the death certificate, while eight of the 18 said they would continue to contact relatives and examiners and look elsewhere. try to determine the cause of death.

One life insurance company said it listed COVID-19 as the cause of death unless it was identified as the primary cause of death on the death certificate.

The report also found that office workers had the highest mortality rate in the two years studied. This group, which includes accountants, lawyers, computer programmers, and many other office jobs, died 23 percent more than expected.

The significant increase in deaths among workers was first revealed by Scott Davison, CEO of the Indianapolis life insurance company OneAmerica, who said at a press conference on December 30, 2021, that his company is life. All insurance companies were seeing a 40 percent increase in deaths among 18- to 64-year-olds.

Davison said at the time that this represented the highest mortality rate in the history of the life insurance business, and that a 10 percent increase in mortality would result in a “three sigma” event, a disaster that occurs once in 200. .

OneAmerica is one of 20 companies that provided data for the SOA report. Others include Aflac, Anthem, The Hartford, Lincoln Financial Group, MetLife, New York Life, and Principal Financial.

Edward Dowd, a hedge fund manager who has been studying excess mortality for the past few months, says the death rate among young people is alarming. He said that overdose deaths spiked during the time the Biden administration ordered a COVID-19 vaccine and companies rushed to comply.

“For a while, in those three months, the change was that something happened,” he said. “Yes, we all know what happened in August, September, and October.” It was Mr. Biden’s position on September 9, and many organizations expected this. “

President Joe Biden on Sept. 9, 2021, ordered the COVID-19 vaccine for government employees and health care workers in areas covered by Medicare and Medicaid. That same day, the President authorized the Occupational Safety and Health Administration (OSHA) to require national vaccinations for private businesses with 100 or more employees.

US President Joe Biden speaks about dealing with the coronavirus pandemic in the State Dining Room of the White House on September 9, 2021, in Washington, DC. (Kevin Dietsch/Getty Images)

The US Supreme Court struck down OSHA’s rule in January but allowed health care workers to stay.

The mass vaccination campaign against COVID-19 is the world’s largest vaccination campaign.

By the time of Oga. 31, nearly 90 percent of Americans age 18 or older had received the first dose of the COVID-19 vaccine, and 77 percent had received both the first and second doses.

Dr. Robert Malone, a physician and research scientist credited with developing mRNA technology for use in vaccines, says excess mortality should always be measured to determine whether a vaccine or drug is safe.

“More deaths should be a symptom, a trigger,” he told The Epoch Times. “When we see excess mortality — especially if you’re doing a clinical trial and you see excess mortality, you stop it. And you find out why before you go any further. And if you’re marketing a drug, usually, with this kind of data, you stop distributing the drug until you fix it.”

Epoch Times photo
Dr. Robert Malone, founder of the mRNA vaccine, speaks at the Conservative Political Action Conference in Dallas at the Hilton Anatole on Aug. 5, 2022. (Bobby Sanchez for The Epoch Times)

Malone cites what he calls the “classic example” of thalidomide, a morning-after drug prescribed to a small number of pregnant women in the United States in the late 1950s and early 60s that was effective in treating morning sickness. but he caused great deformity. their unborn children.

The manufacturer of the drug lobbied the US Food and Drug Administration to approve the drug, but the FDA refused, citing the reported defects.

Cholesterol medication is another example, he said, cardiologists concluded in the 1990s that cholesterol is “bad” and that the rate of heart disease will decrease if it is lowered.

“So they came out with the best cholesterol-lowering drug, and they did the tests,” he said, “and it showed very well that it lowered cholesterol in people, to an amazing, very effective level. And everything was on track to be approved, at that level. Then the death notices of all the excuses started coming.”

And surprisingly, people were dying, but they weren’t dying of heart disease. Their heartbeats beat better. They were killing themselves, because when you release cholesterol in the brain, you cause depression.”

Malone was a professor of medicine at the University of California-Davis and at the University of Maryland, where he had a lab.

In the case of COVID-19, he said, the CDC and FDA have been denying what death reports show, especially on the Vaccine Adverse Event Reporting System (VAERS), where the government only considers deaths that occur. within two to three weeks after vaccination, based on the belief that mRNA does not remain in the body for long.

Now, he says, research shows that this is not true and mRNA stays in the body for at least 60 days.

The government is required to study the mortality of any drug or vaccine, Malone says, usually for at least a year after approval. But there is no indication, he says, that they will do this for the COVID-19 vaccine.

“The FDA threw out the book, and allowed Fauci to do whatever he wanted,” he says.

The Society of Actuaries was not available for comment on the 24-month excess mortality report, but sent the following statement:

“The Society of Actuaries Research Institute’s January and August 2022 report on US Group Life COVID-19 mortality examines the impact of COVID-19 on the group life insurance industry and does not address or consider vaccines. This study does not substantiate any claims that suggest a causal relationship. between the COVID-19 vaccine and death. Any claims that such a relationship exists are a misrepresentation of the information presented in the report and do not reflect the views of the Society of Actuaries Research Institute.

The CDC did not immediately respond to a request for comment on whether it is studying the cause of death from safety symptoms related to the COVID-19 vaccine.

Margaret Menge

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