Weight loss surgery, also known as bariatric or metabolic surgery, is a procedure to help people with obesity who have taken other methods to lose weight without success. This method can help people lose weight and maintain good health.
The cost of bariatric surgery varies depending on the type of surgery, your insurance, and the hospital where it is performed.
Read on to learn more about cost, insurance, and financing options for weight loss surgery.
Because obesity puts people at increased health risk, many insurance companies will pay for bariatric surgery if you qualify. You can meet with
Some insurance plans cover the full or partial cost of weight loss procedures. Coverage may vary depending on your location and the type of surgery. You may be responsible for paying some of the cost or cost of the surgery.
Questions to ask your insurance company may include:
- What support does my current plan provide?
- What bariatric procedures does my plan cover?
- What are the qualifications for weight loss surgery?
- What does the company need to accept the publication?
Surgical weight loss procedures are available. Other options include loans and payments through a third party credit company. Some hospitals may offer you options if you want to pay out of pocket.
Obesity is associated with higher costs of living, including medical expenses. People who are overweight often spend a lot of money on health care, medicine, and insurance. Obesity is associated with several chronic diseases, including heart disease, type 2 diabetes, and high blood pressure, which can increase health care costs.
Dr. Peter Naua bariatric surgeon at the University of Iowa, says, “Although weight loss surgery is not cheap, it’s too expensive not to have the surgery, otherwise insurance won’t pay. Insurance companies save money because patients are healthier.”
Nau also noted that obesity can reduce costs and productivity. “The [rate of] Absenteeism caused by obesity is high,” he says. “Being overweight is a major cause of work and poor performance at work.
Also, if someone has type 2 diabetes, and you use 100 units of insulin and two oral medications, it can be very costly financially, depending on the amount they have to pay out of pocket.
“Even if surgery doesn’t cure their diabetes, taking them from 100 units of insulin and two oral medications to just one medication can make a big difference in their cost,” says Nau.
To lose weight, you must have healthy lifestyle habits and follow the diet and exercise recommended by your doctor. Losing a lot of weight can make a big difference in your quality of life and reduce health concerns. You may feel better about everything and find it easier to do other things.
“More than 95% of people can lose half of their extra weight and many stop. However, statistics do not mean success, and that is the case for many people,” says Nau.
“I tell my patients that we are not talking about their success. It only affects what they consider to be successful,” he adds. “It could be managing a disease like type 2 diabetes or high blood pressure. For some people, it’s taking action, whether it’s getting on a plane or getting on a plane.”
To get started with weight loss surgery, you’ll want to do some research and talk to at least two surgeons. If you can, consider going to your seminar or online to learn more about the process.
Also, you should check if you meet the requirements of your insurance. These may include having a high body mass index (BMI) and conditions related to obesity.
Check to see which hospitals your plan has. You can also find out if you need a referral from your general practitioner and provide information about your medical history. You may also need to provide evidence that other weight loss methods have not been effective.
Is surgery the best way to lose weight?
“I don’t think there’s any question that it’s the best way to lose weight. There’s no evidence to prove anything else and the truth is that most people can’t lose weight on their own. That doesn’t mean they’re not trying; it means that gaining weight is difficult,” says Nau.
Does Medicare pay for weight loss surgery?
Medicare will cover weight loss surgery for people who meet the criteria, which include having a BMI of 35, having at least one obesity-related problem, and experiencing an unrelenting effort to lose weight.
Does Medicaid pay for weight loss surgery?
Yes, Medicaid covers weight loss surgery.
When is weight loss surgery necessary?
“Weight loss surgery is not necessary because of medicine because you will not live if you don’t do it. However, if people are struggling with obesity and health-related illnesses and cannot lift themselves, they should consider weight loss surgery as an option,” says Nau.
Bariatric surgery is a great weight loss option for people who meet the criteria. If you are considering weight loss surgery, there are many cost-related factors to consider. If you have insurance, you’ll want to know what your plan does and see if you qualify.
To learn more, talk to at least two bariatric surgeons and attend in-person or online meetings. With more information, you will be able to make the best decision for you.