Flooding in Martinsville: FEMA is issuing early flood warnings to city officials

MARTINSVILLE – The City of Martinsville held a meeting with Federal Emergency Management Agency (FEMA) officials to review the original Flood Insurance Plan and Flood Insurance Report.

The meeting reviewed the detailed assessment of areas affected by flooding in Zone AE West Fork White River is close to Martinsville Levee.

AE flood zones apply to areas that are at risk of experiencing an annual flood. AE areas are considered to be areas at high risk of flooding.

The main purpose of the meeting was to review the revised flood risk information for the region and city, and to clarify the mapping process. Flood management was also discussed as a way to update local laws to reflect all maps updated to comply with the National Flood Insurance Program.

If the city chooses to participate in the National Flood Insurance Plan, it must also incorporate the newly revised flood protection policy into its flood protection policy. This section must be completed by the time the new Flood Insurance Map goes into effect.

Martinsville city officials, including the Mayor Kenny Costin and County Commissioner Don Adamsin conversation with The cost of FEMA At the meeting to learn more about the maps and the complaints and comments process that will begin in January 2023. Indiana Department of Natural Resources also attended the meeting.

Gary Oakesdirector of planning and engineering, said 479 buildings are included in the first phase of the map.

The cost of FEMA Chief Engineer Ken Hinterlong explained why many homes in flood affected areas do not have flood insurance.

“Many of these organizations don’t have insurance because they don’t need it. The first sign they’ll get from a lender is a letter asking them to buy plastic or the lender will buy it on their behalf at a higher price,” Hinterlong said.

Homeowners insurance policies were also discussed. A discount is available to property owners because the selected properties are within the new map.

To take advantage of the newly mapped discount, flood insurance must be purchased within 12 months of the new map’s effective date. The discount offers 70% discount for the first time $35,000 about covering the house. The rate will increase by 15% every year until the actuarial rate is reached.

Homeowners will have plenty of opportunities to learn more about insurance options at two open houses next month. It is also recommended that they contact their insurers to obtain flood insurance quotes.

For property owners participating in the National Flood Insurance Program who have flood insurance, their premiums will not exceed an 18% increase each year.

Project duration

A real open house is planned Monday, Sept. 12 from 4 to 5:30 p.m This will give landowners the opportunity to participate in digital map viewing and a Q&A session with The cost of FEMA experts.

At the meeting it was decided that the original date that had been planned for the resettlement. The date, time and place will be confirmed soon.

Open houses are designed to give property owners plenty of opportunities to ask any questions they may have about map changes and insurance. Notes from attendees will also be collected. It will also provide a platform for local authorities and experts involved in mapping to provide relevant information.

Once the two buildings open, a 90-day appeal period will begin. This is expected to start in January and be completed April 2023.

Homeowners and anyone else who would like to submit comments or complaints are encouraged to The cost of FEMA send this directly to the city authorities. The cost of FEMA will review all comments and appeals after the appeal ends in April.

Before the 90-day appeal period begins, each affected community will receive a letter of appeal from The cost of FEMA.

“All requests or comments will be reviewed or answered beforehand The cost of FEMA completes the transaction and issues a confirmation letter or LFD. The LFD of the project is expected to be completed by the end of 2023,” Ben Schattschneider, project manager, said. “The day of the LFD begins the six months that the government will be working together with the people to get the map. The day of work comes at the end of the six months of following the law, which is expected to be done at the end of last year. 2024.”

The original maps are not valid until six months after the LFD date, which has not yet been confirmed.

“Once you go to the LFD, basically the community has six months before the deadline to change their floodplain ordinance. I know the people of Morgan County have passed laws that have amended language that could affect those changes but we did. The new model ordinance,” Darren Pearson, the state NFIP coordinator, said. “So when we get to the point where communities need to change their laws, we’ll be asking the state and the city to change their laws to accommodate the new measures and we’ll include everything that needs to be there on time.”

The cost of FEMA and Martinsville

Hinterlong spent part of the meeting explaining the partnership between them The cost of FEMA and Martinsville, which dates back more than a decade.

The cost of FEMA first he gave a Partially Accredited Levee (PAL) to Martinsville on its flood map August 26, 2009. The cost of FEMA designates levee systems as PALs where the agency has previously identified these areas to reduce flood risk on the Flood Insurance map. In these cases, The cost of FEMA they usually wait to receive additional information indicating that the proposed levee system meets the minimum requirements of the National Flood Insurance Plan.

The PAL designation for Martinsville has expired Oga. 5, 2011.

“It was established under a non-binding agreement. It was signed in 2009 and it took 24 months to provide us with the data,” Hinterlong said. “In 2011, when it became clear that you could not provide us with data, we started some discussions that we could do together to show the risk and bring a modern hydraulic model that can be used to evaluate the options.”

Hinterlong continued to reveal it The cost of FEMA began developing a Levee Analysis and Mapping Procedure in 2014 to explore alternatives for selected areas that have not received full approval.

Between 2016 and 2021, The cost of FEMA provided funding for the mapping review as part of a comprehensive risk assessment and update of the state’s flood maps. This had the most recent analysis of West Fork White River and Natural Valley analysis of Martinsville’s levee.

Recently, The cost of FEMA provided Martinsville with its first Flood Insurance Map and Flood Insurance Study three months ago. May 13.

Flooding in Martinsville

Martinsville is no stranger to flooding. In 2008, the southern part of the city was flooded, severely damaging homes, businesses and schools.

Southern Martinsville has a history of being prone to flooding. Sartor Ditch and Hilldale-Cemetery Ditch are used extensively in the area to drain excess stormwater and divert it away from the city. Water from both canals enters Indian Creek before taking his place White River. Sometimes, the water level in the river is very high, which prevents water from entering Indian Creek from overflowing within it. This has led to flooding when combined with heavy rains.

Essential tools

The original Morgan County Insurance Rate Map and Flood Insurance report can be viewed online here.

Property owners are encouraged to visit FEMA images online map viewer to view original maps to find out all the changes that have been used since the previous Flood Insurance Map.