Insurance application forms are complicated. Few insurers insist on listing the family’s medical history for health and life insurance. This question is usually open-ended and the application form has limited response space. Its purpose is to show the current state of your family. However, the prospective buyer does not know what to expect: What details are expected? How long should one go back? Many people after the age of 60 would have some disease. So, should they share the details of any illness? Consumers are not aware of the effects of such disclosures on their feelings. Several contributors will encourage you to write ‘good’ as it is here. Will this brevity affect what they say later?