Is Travel Insurance Still Needed? | | Kiplinger

Even before the pandemic, many countries required foreign travelers to have travel insurance to enter. But the number of countries in need increased during the pandemic. Which countries enforce this may be a moving target and you should check the laws of your destination, but as of the end of July, these countries still require foreign visitors to have travel insurance.

Go to the State Department updated travel advice for each country and be sure to check for updates as your trip approaches. Things can change quickly in a country; consider signing up for notifications on new travel tips by signing up to Smart Traveler subscription program (SITE). Or see about State discussion map to see the world’s travel advisories, and travel-related information that is tracked and recommended for each country.

Antarctica
Antarctica requires travel insurance for all visitors, although the amount varies, depending on the route and operator. A minimum of $100,000 in relocation and medical expenses is usually required. Look for emergency medical benefits and medical leave benefits in the travel insurance policy. Emergency medical care will reimburse travelers for the cost of medical treatment in the event of illness or injury during their trip, including medical services, ambulance fees and other medical expenses. The hospital evacuation benefit provides transport of the traveler to the nearest adequate hospital, or return to the traveler’s home if the doctor deems it necessary in the event of a medical emergency.

Cayman Islands
The Cayman Islands offer visas to travelers who apply through the Cayman Islands. And a big part of that approval is showing proof of travel insurance that can provide coverage for medical expenses for COVID-19, or proof that you understand the financial implications of any medical expenses you may have and have the means to pay them. to them.

Cuba
International travelers should have some form of health insurance in addition to travel insurance with medical emergency coverage and medical exclusion & reimbursement. Learning should continue throughout the journey. Medical evacuation & reimbursement of travel expenses to the nearest adequate hospital in case of medical emergency. If the doctor decides that the traveler should return home for better treatment, he will also pay the cost. Be prepared to show proof of coverage when you leave the US, and upon arrival in Cuba.

Galapagos (Ecuador)
Ecuador requires travel medical insurance for travelers to the Galapagos Islands. You can find a plan that offers comprehensive coverage for the same price as medical coverage alone.

Egypt
All visitors to Egypt must purchase medical travel insurance, and the coverage must be for the duration of the trip.

French Polynesia
French Polynesia requires travelers to purchase travel insurance with COVID-19 coverage or sign a waiver to cover all medical expenses in the event of a COVID-related illness, including medical treatment, incarceration or reimbursement.

Russia
All travelers from foreign countries must have a visa to enter Russia. One of the visa requirements is travel medical insurance, which must be valid for the duration of the trip to Russia. (The US ambassador in Moscow is currently advising of a trip to Russia.)

Singapore
Singapore requires travelers who do not have a COVID vaccine to purchase travel insurance. The policy must cover any medical expenses related to COVID, such as treatment and/or hospitalization.

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Turkey requires international travelers to purchase medical travel insurance before entering the country. The plan should provide medical care throughout the trip.

United Arab Emirates
Some areas of the UAE, including Dubai, require some form of medical travel insurance. For example, to visit Dubai, travelers need at least $100,000 for medical emergencies and $50,000 for medical evacuation.