Make aging less difficult with Haven Life Plus

Five ways the Haven Life Plus bonus rider – available at no cost to eligible Haven Term policy holders – can ease the stress of aging.

What is “old” today? Tom Cruise is 60 years old, but he hangs houses and flies fighter jets for work. Liam Neeson is 70 years old, and he continues to show his “special talents” to audiences around the world. Paul McCartney is 80 years old, and he’s still touring the world as a touring musician. So it is difficult to say who is an “adult” based on age alone.

However, for many of us, aging, whenever (and again) it happens, brings challenges. Memory issues, sleep disturbances, aches and pains, existential dread – you know, fun stuff like that. But Haven Life Plus is here to help. What is Haven Life Plus? It’s a bonus ride for eligible Haven Term policy holders, and here are some ways to help you stay young(ish), fit, healthy and happy as the years go by.

In this article:

It controls your memory

As you get older, it’s not uncommon for your memory to go the way of your knees – you’re still there, but not the way they were. To avoid mistakes, losing important documents, and forgetting passwords, try LifeSite (available at no cost to eligible Haven Life customers). It is a highly secure (military), easy-to-use electronic storage facility that can contain a wide variety of information, from property records to medical records, photos to social media passwords. You control your account, but you can give family members access to it, which is useful if you find yourself needing help in old age.

But even before you get there, LifeSite will help you take care of things in the middle of adulthood, whether you’re managing the house, keeping track of your children’s or pets’ vaccinations, and even, verifying your account. The details of your long term insurance are safe and sound.

It helps you not worry too much about your own mortality

The truth is: Old age has a way of making you think about your death. It makes sense, of course, but that doesn’t make it any fun. Preparing your will and wishes for the future will not keep the reaper from leaving, but it will mean you have less time to worry about when he will come wandering around. Haven Life Plus offers two options for this – and both options are (say with us) available at no cost to eligible Haven Term policy holders.

Trust & Will allows you to create a legally binding will or trust in less time than it takes an elderly person to walk up the stairs. (It’s also less risky.) You can do all of this online, including making adjustments as you go through any life events that await you (including marriage and divorce, having children, changing jobs, etc.).

Lantern lets you specify what you want to happen when you die, from what music should be played at your funeral (and if you want one) to who should handle your social media accounts. Want a Viking funeral, but don’t want to argue with your family? Just write with Lantern and get on with your life.

And sure, this looks like a worrisome thing when you get there many years later. But the truth is, these are issues that need to be resolved as soon as possible, because you never know. And as we said, both Trust & Will and Lantern make it easy to update your will over time.

It helps you sleep

There is a perception that old people spend all their time sleeping under patchwork blankets on their special sofa, but in reality aging can play hell with your sleeping habits. As you get older you may find that you wake up at odd times and find it difficult to get enough sleep. TimeShifter, an anti-jet lag program with free subscription for eligible Haven Life customers, will help you get enough sleep, even if you’re no further than your garden or local golf course.

And again, as you climb the ladder of adulthood, you may find that you have more responsibilities at work (including going to faraway places to meet people) and, perhaps, trying to travel more ambitiously. (After all, your kids won’t remember visiting Paris as babies, so you might want to save that once-in-a-lifetime trip until they – and you – are older). TimeShifter makes this kind of navigation a little less painful.

It fights against pain and suffering

When it comes to pain, we don’t mean that Haven Life Plus makes pain go away—we’re insurers, not magicians. But Plus includes something that helps you deal with bumps and bruises even better: MinuteClinic, a walk-in clinic at Target and CVS. It’s great for all kinds of minor medical issues, and it’s also a great place to get vaccinations, which are far from minor when you’re over 65. There’s a reason doctors recommend the flu and shingles vaccine for older people—once you’re done, we’re here. at a time when you get discounts at the movies and on public transportation, that disease is no joke.

And again, this is something you can use for your children as they join sports, go camping, ride star bikes, and go through the difficult childhood years. (And if you take a baseball in the nose while playing with your armed teenager, then your next time will be easier – and cheaper.)

It makes you fit, whatever that means to you

The Haven Life Plus bonus rider includes a free subscription to Aaptiv for eligible Haven Life customers. Aaptiv is an exercise program that is filled with a variety of options for different skills, which is great because maintaining strength, muscle tone and bone strength is important as you age.

While you may (or may) want to work out at any age, Aaptiv has options ranging from full-body workouts to guided workouts and everything in between. There are things you can do at home, outside, or wherever you are.

Our maintenance schedule

Haven Life is a consumer life insurance company sponsored by Massachusetts Mutual Life Insurance Company (MassMutual). We hope that decisions about life insurance, your finances and your overall health can be made easier.

Our maintenance schedule

Haven Life is a consumer insurance company sponsored by Massachusetts Mutual Life Insurance Company (MassMutual). We hope that decisions about life insurance, your finances and your overall health can be made easier.

Our content is for educational purposes only. Haven Life does not endorse the companies, products, services or methods described here, but we believe they can make your life easier if they are suitable for your situation.

Haven Life is not authorized to provide tax, legal or financial advice. This information is not intended to provide, and should not be relied upon as, tax, legal, or financial advice. People are encouraged to get advice from their tax or legal advisor.

Our disclosures

Haven Term is a Term Life Insurance Policy (DTC and ICC17DTC in some states, including NC) issued by Massachusetts Mutual Life Insurance Company (MassMutual), Springfield, MA 01111-0001 and issued through Haven Life Insurance Agency, LLC. In NY, Haven Term is DTC-NY 1017. In CA, Haven Term is DTC-CA 042017. Haven Term Simplified is a Simplified Issue Term Life Insurance Policy (ICC19PCM-SI 0819 in some jurisdictions, including NC) issued by CM Life. Insurance Company, Enfield, CT 06082. Policy form numbers and riders may vary by state and may not be available in all states. Our Agency license number in California is OK71922 and in Arkansas 100139527.

MassMutual is rated by AM Best Company as A++ (Superior; Top 15). The price is as of Aril 1, 2020 and is subject to change. MassMutual has received mixed ratings from other rating agencies.

Haven Life Plus (Plus) is the trade name for Plus passengers, which is included as part of the Haven Term plan and provides access to additional services and benefits at no cost or discount. The rider is not available in any region and may change at any time. Neither Haven Life nor MassMutual is responsible for the benefits and services available under the Plus Rider, which are offered by third party vendors (affiliates). For more information about Haven Life Plus, please visit:

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