Quick Shooter Preparation – INSURICA

Quick Shot Setup

In recent years, rapid-fire incidents have become a major concern in the United States.

Most recently at an elementary school in Uvalde, Texas, a doctor’s office at Saint Francis in Tulsa, Oklahoma, and at the 4th of July Parade in Highland Park, Illinois.

Often referred to as a mass shooting, this type of incident refers to a person or group of people entering a populated area to kill or attempt to kill their victims, usually using a firearm. According to the FBI, the annual number of people shooting eagles doubled between 2017 (31 incidents) and 2021 (61 incidents), with three of the five most deadly incidents occurring in the last decade. These incidents often result in serious damage and injury, although an FBI study found that the majority (70%) of mass shooting incidents last less than five minutes.

With this in mind, adequate preparation for such events and the use of effective response strategies can help minimize losses.

Consideration of properties that are easily accessible to the general public (for example, businesses, public buildings, educational institutions and hospitals) are the most common in these situations. It is especially important for organizations to have mass shooting planning and response mechanisms in place. After all, organizations have a responsibility to protect their employees, customers and other parties from online threats—including speed shooters. Failure to comply with this responsibility can lead to more deaths and injuries after mass shootings and increased costs and concerns about the responsibility of the organization involved.

Process Planning

The best way to protect yourself from the activities of snipers is to be proactive. Therefore, organizations should consider the following preparedness measures to protect employees, customers and other stakeholders from these situations:

  • Conduct threat research. Different organizations will have different approaches to mass shootings. Be sure to analyze the threat data to determine the attacker’s potential in the area, identify potential problems and suggest possible outcomes. Doing this analysis will provide more clarity on the exact dimensions of the preparation to reduce the exposure of large shots.
  • Establish security protocols. Based on the results of the threat assessment, implement security policies to help address the threat of snipers on site and deter potential attackers. These protocols can be:
    • Setting up video surveillance
    • Installing an alarm system
    • Use of entry-level screening technology (e.g., metal detectors)
    • Hiring security personnel
  • Establish an anti-bullying policy in the workplace. Zero tolerance for violence of any kind in the workplace can help prevent dangerous or threatening situations from increasing in the workplace and reduce the risk of shooting incidents. A workplace violence prevention policy should:
    • Provide a statement of commitment from management to protect the public from potential violence on site.
    • Explain what violence means and emphasize that it is illegal.
    • Explain ways to identify and report unacceptable behavior on the site and ensure that employees will not be retaliated against for doing so.
    • Establish clear consequences for employees who engage in workplace violence.
    • Provide resources to help employees protect themselves and others from harm in the event of a violent incident.
    • Identify the appropriate internal and external parties who will be prepared to respond safely in the event of a violent incident (for example, HR leaders, medical professionals and security personnel).
    • Provide resources (such as hotlines) to help staff deal with concerns about mental illness or depression before they lead to violence.
  • Train employees. In accordance with the principles of prevention of violence in the workplace, employees should be trained to recognize and report behaviors that may be dangerous or dangerous among colleagues, customers and other groups in the workplace. While violent shooting events can be unexpected, these behaviors can be a warning sign of events to come – making it important to deal with them adequately. Such behaviors may include:
    • Use of drugs or alcohol
    • Neglect of hygiene
    • Acting excessively, inconsistently, carelessly or aggressively, especially because of perceived inappropriateness or wrongdoing.
    • Repeatedly talking about personal problems (for example, health concerns, relationship problems or financial problems)
    • Showing little interest in socializing and distancing from others
    • Making threats or discussing violent intentions
    • Poor performance, violating organizational policies, skipping shifts or engaging in conflict with co-workers (if applicable)
  • Manage the relevant parties. In addition to having employees do this, be sure to screen all people on their site for dangerous or violent behavior. Take any complaints or reports regarding these practices seriously. Monitor such behavior as quickly and carefully as possible to prevent further escalation. In the case of employees, ensure that proper recruitment procedures (eg, detailed descriptions, thorough interviews and background checks) are in place to reduce the chances of hiring people who are vulnerable.
  • Create an Emergency Action Plan (EAP). OSHA requires most employers to have an EAP document covering specific situations in the event of a workplace emergency. The goal of any EAP is to minimize losses in the event of a disaster. The EAP should contain a lot of important information (eg, roles and responsibilities of personnel, rescue procedures, post-evacuation monitoring, reporting procedures, communication methods and emergency communications) and be regularly reviewed to ensure that they are effective. Shooting incidents should be clearly addressed within the EAP. This part of the EAP should be done regularly through quick-fire holes and updated as needed.

Answers Method

In addition to adopting adequate measures to prepare for shootings, organizations must also implement effective response strategies. These responses should be outlined in the organizations’ EAPs. There are several ways organizations can help. Different methods may be more appropriate in some areas and industries than others. Organizations should do their own research to determine the best response strategies that make sense for their operations and operations.

One of the most commonly used tactics for responding to shooter situations is “run, hide, fight”. Through this process, organizations should train their employees to follow these steps when shooting mass shootings:

  • Run-Always know the two nearest exits and have an escape plan in mind. If a shooting occurs in the area, leave your belongings and try to escape as quickly as possible, regardless of whether others agree to follow you. If there is time, help others move with you and prevent anyone from entering the house. When you are a safe distance from the area, call 911.
  • Hide it-If you cannot leave the place, stay calm and try to hide in a safe place, as far away from the killer as possible (for example, a closed office). Close all doors and windows and close the shutters. Close the entryway with heavy furniture, turn off any lights or appliances and turn off your cell phone. Make as little noise as possible, stay low and hide behind big things. Call 911 only if it is safe to do so. Stay in this area unless it is safe to leave or all evidence has been provided by the police on the scene.
  • Fight-If you can’t escape or hide from the killer, try to distract or disable them as a last resort. You can do this by being as aggressive as possible, yelling, throwing things and fixing weapons.

Immediately after a mass shooting, agencies must conduct follow-up evaluations and actions, such as:

  • Counting all the people on the site and identifying those who are missing, injured or dead
  • Preparation of people who need to receive the necessary medical treatment and psychological counseling
  • Working with HR and legal leaders to determine how to notify families of victims of the incident (including victims)
  • Assessing whether the incident created a vacancy in the workforce or personnel at the facility and taking steps to fill the vacancy.

In the weeks and months following a shooting incident, agencies should carefully review the details of the incident in post-event reports. These reports should describe the planning and response processes that were effective and those that need to be improved, particularly in relation to the organization’s EAPs. From there, organizations should adjust their preparedness and response strategies (including their EAPs) as needed.

Insurance Concepts

The possibility of neglect-The organization may be liable for third party injuries and damages caused by rapid fire if it could have taken steps to prevent or mitigate the incident and failed to do so, thus it will be negligent. In particular, organizations have “duty to warn,” which means that they must inform people who need to take action and take action to prevent it if they see dangerous things that may happen in the place, including people who may endanger the safety of others. For example, an organization may be considered justified in court to fire more people if the perpetrator was an employee who has repeatedly shown violence or threats in the workplace without a proper response from their employer.

  • In line with the risk management strategies mentioned earlier, organizations should ensure that they protect themselves against the risks that result from quick firing by obtaining adequate insurance. Likewise, firearms insurance—also known as homicide or homicide insurance—can be purchased as an add-on to a standard policy (for example, commercial property or general liability insurance).
  • This type of insurance is designed to cover the possible gaps in financial support and various services related to the actions of shooters, including compensation and support, support for what has happened, property repair or replacement, business interruption, loss of attraction and lawsuits or lawsuits. money.

Overall, it is clear that organizations need to do more to prepare for and respond to shooting incidents. Doing so will help keep employees, customers and other parties involved as safe as possible and minimize losses associated with these incidents. Organizations should contact law enforcement officials for additional guidance on how to deal with mass shootings and work with legal counsel to discuss any issues related to mass shooting planning and response.

For more information about risk management and/or insurance options contact INSURICA at (512) 379-7400.

This is not intended to be speculative and any discussion or opinion should be considered legal advice. Readers should contact legal counsel or an insurance professional for proper advice. © 2022 Zywave, Inc. All rights reserved.