Some residents of the Fresno area will face lower costs if health insurance coverage ends [The Fresno Bee]

Some residents of the Fresno area will face lower costs if health insurance coverage ends [The Fresno Bee]

Fresno County residents may be among the most vulnerable California if Congress it does not reform federal funds that reduce the cost of health care in the health insurance market.

The American Rescue Plan expanded the amount of financial assistance available to people who purchase their health insurance through the Affordable Care Act’s marketplaces. If Congress doesn’t accept the plan’s expansion, people buying health insurance through Covered California could see an average increase of 82% — or more $1,000according to Health Access California, which focuses on consumer health advocacy.

Covered California the registrants are sitting in the 16th, 21st and 22nd congressional districts – those of representatives Fresno Of democracy Jim Costa, Hanford A Republican David Valadao and Let’s go A Republican Connie Conwaytherefore – may face a significant increase in premium.

People in Section 16 could be hit with an average increase of 151% – the largest increase in the state compared to other regions.

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Congress can vote on the extension of the American Rescue Plan before the August recess Aug. 8. The money is expected to expire at the end of the year if lawmakers do not act before then.

“The people of the Central Valley may be the most affected, but delegates can be split across parties to increase that support,” he said. Anthony Wright, executive director of Health Access California. “If support doesn’t increase, you’re going to have some of the biggest additions in Central Valley.”

People with lower incomes can see higher rates

People without employer-sponsored health insurance go to the Covered California marketplace to buy health care. Federal and state subsidies help keep Covered California’s rates affordable.

Those who purchase insurance through Covered California come in many roles and ages, and include agricultural workers, retailers and restaurants, self-employed workers, young and old at the beginning and end of their careers, people in between jobs and more. The majority of people who have signed up for health insurance through Covered California are Latino, according to Wright.

If Congress doesn’t add to the American Rescue Plan, people can pay hundreds if not thousands of dollars each year for help. People with low incomes are more likely to be affected by the increase in premiums, which means that those who do not have a financial adjustment can be bought out of the market and left without insurance.

More than 64,000 people enroll in health insurance through Covered California between Counties 16, 21 and 22. About 67% of them – some 43,000 people – are at or below 250% of the federal poverty line, according to Covered California. This means they rotate $34,000 per year.

Data from Covered California shows this Fresno-people living in an area living below 250% of the federal poverty level can see a significant increase in income – 204% on average in all areas 16, 21 and 22 – while those living at 400% of the poverty level, around $54K CZK per year, it is expected to see a premium increase of 131%. The number of people in the federal poverty line could see a 66% increase.

“Although the spread of the epidemic before it was important, but the medical emergency confirms the need to have support, to be able to get the first aid,” said Wright. “This is very important in a district like Fresnowhere you have many diseases such as asthma. “

California is preparing for the possibility of financial aid ending

The American Rescue Plan, which Congress which passed last year, said no one should pay more than 8.5% of their income, according to the head of Covered California. Jessica Altman.

The infusion of money from the plan helped California “moving mountains” and reaching more people enrolled in health insurance, as well as a 6% uninsured rate, Altman said.

But, Altman said in an interview with The Fresno Bee“If the American Rescue Plan ends, 220,000 Californians will be bought at a bargain price and will unfortunately join the ranks of the defenseless.”

Gov. Gavin Newsom to be given $304 million in the budget to increase health insurance coverage under Covered California.

“It’s important to just recognize that $304 million It’s very helpful from the government,” said Altman, “but we welcome it $1.7 billion to California every year because of the American Rescue Plan.”

Wright of Health Access acknowledged that government funding can help — but not fix — the problem.

“Even though it can deal with negative impacts, people still see an increase, an increase of hundreds or thousands of dollars,” Wright said.

Covered California they usually publish registration notices in October and open registration in the insurance market begins Nov. 1. People have until the end of the year to choose or change their health insurance plan.

“Time is of the essence here, and every day it’s about doing as much as possible while avoiding disruption and confusion for consumers,” Altman said.

©2022 The Fresno Bee. Go to fresnobee.com. Published by Tribune Content Agency, LLC.