Aug. 15—Oregon’s insurance companies have not used, and do not plan to use, a fire risk dispute resolution map when determining potential damages or costs, according to a study released by the state agency on
The results of this study contradict one of the complaints it originated
Homeowners and state lawmakers cited cases in which people whose properties were deemed at high risk for fire on the map had problems with their insurance, including policies that were not extended.
The hazard map is part of Senate Bill 762, a 2021 bill passed by the Legislature.
The law addresses a number of issues related to wildfires in the state, including wildfire prevention and protecting rural buildings from fires. The bill required the government to draw a map, by
Homeowners who are within the WUI and have been rated as high or dangerous may be required, under Senate Bill 762, to take measures, such as tree trimming, to protect their property. The residents may also have to comply with strict building codes.
But concerns about how the fire hazard map will affect residents’ insurance have sparked many complaints, including from
Mukumoto said the government did not hesitate to inform people about the map and ask people to comment on the map.
As for the controversy surrounding the map affecting the insurance industry, government officials say this is baseless.
The government surveyed about 150 insurance companies that provide coverage for homeowners
-Does the company use state maps for testing or writing?
(The valuation determines the value of the asset, and the underwriting is a way of assessing the risk of issuing a policy.)
-Does the company use the state map for any other purpose?
-Does the company plan to use the state map for any purpose in the future?
According to the press release, both companies said they do not use maps for reading or writing, nor do they intend to use them.
The press release also stated that the state has not received requests for insurance changes that include a fire hazard map as a feature.
“This confirms what we knew: Insurance companies are not using fire risk maps,” Oregon Insurance Commissioner.
Consumers with questions or complaints about insurance can contact
The article stated that although the companies refused to use the map, “it may be a violation of the Insurance Act to falsely claim that it will be added or decisions to prevent the publication of the fire risk map.”
“It is very important that consumers receive accurate information about the decisions they make in their decision-making process,” the bulletin says.
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