Travel Insurance for a Trip to Argentina

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Whether you want to tango in Buenos Aires, explore the glaciers of Patagonia, traverse the wine country of Mendoza or cool off with the thunder of Iguazu Falls, Argentina can fulfill your wanderlust.

“The land of tango, great beef and Malbec wine, Argentina is a great country that offers a wide range of travel experiences,” said Scott Adamski, a spokesman for AIG Travel. “One day you can be immersed in an international environment in Buenos Aires and the next day you can ride a horse and be a gaucho, collecting cattle. The diversity of this country is very impressive and it would take weeks to know everything.”

Travel insurance with Covid medical coverage is required for your visit to Argentina, but it’s wise to consider a comprehensive plan that protects you, your belongings and your finances.

The best travel insurance plans include benefits for trip cancellation, trip interruption, trip delay, medical expenses, medical evacuation and baggage loss.

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Entry Requirements for Travel to Argentina

You can now travel to Argentina without being tested for Covid, regardless of your vaccination status. Before entering the country, you will need to fill out an electronic document that complies with the country’s regulations. You must also show proof of medical travel insurance that covers Covid treatment and transportation.

Related: Understanding Travel Insurance in the Crisis of Covid Tests, Border Closures, Travel Advice and Permanent Locations

Tango Travel Cancellation Insurance

If you cancel your trip for reasons listed in your travel insurance policy, your travel cancellation insurance will reimburse you 100% of the prepaid, non-refundable cost of the trip.

What if four days before you go to Buenos Aires your husband breaks his leg? You can stay home and write a check to reimburse the cost of your hotel stay, guided tours and show your reservations.

Trip cancellation benefits are usually for unforeseen events, such as severe weather, illness or injury to you or a family member. The issues covered by travel cancellation insurance vary greatly from one travel insurance to another, so be sure to review your policy.

Remember that not all causes of failure are covered by trip cancellation insurance.

For example, if you are afraid to travel because of a new type of virus, you may not be eligible to file a travel ban complaint.

If you want greater assurance that you can change your travel plans no matter what, you can add “cancellation for any reason” travel insurance to your travel insurance. This upgrade will increase the cost of your travel insurance by an average of 50%. It may be worth paying extra for the right to cancel your trip for any reason, as long as you cancel at least two days before the trip. “Cancellation for any reason” benefit pays 75% of your premium.

Travel Delay Insurance: Don’t Cry For Me, Argentina!

Argentina’s former first lady Eva (Evita) Perón was quoted as saying, “Time is my greatest enemy.” If you are stranded at the airport due to a layover problem on your flight, you can compare. You may not be able to go to your destination, but your refund may be less if you can recoup some of your expenses.

Travel delay insurance is useful when you get paid for a delay due to a problem in your policy. For example, if you miss your connecting flight from Miami to Buenos Aires because of a hurricane, you have financial protection. You may be refunded for the delay. If you want to book a hotel in Miami and take an Uber to get there from the airport, make sure you keep your receipts to send with your application.

Travel delay benefits usually don’t take effect until a certain time has passed, such as three to 12 hours. Check your travel insurance policy for the waiting period.

Also, if your delay causes you to miss parts of your trip that are pre-paid and non-refundable, you can apply for a refund. This means that if you arrive too late for your Tigre Delta day trip, you can apply for a refund.

Trip Interruption Insurance for Adios, Asado

If the Sunday asado – barbecue – is interrupted by an emergency at home, you may need to leave immediately. As unfortunate as it is, travel interruption insurance can cover the last flight ticket.

Additionally, if leaving early causes you to miss out on paid transportation, a non-refundable hotel and a Beagle Channel boat tour to see penguins and seals, you may be able to apply for a refund.

Not all reasons to cancel your trip will be covered by travel insurance. For example, if you have an argument with your travel partner and you want to go home, your travel insurance will not cover the costs of the settlement.

To get back on your trip after departure, you can purchase “disruption for any reason” travel insurance. You must purchase it within 14 to 21 days of making your first deposit, and it adds 3% to 10% to the cost of your travel insurance. But you can get home early if you want, no matter what, and get a refund of up to 75% of the cost of your trip. Remember that benefits start 48 hours, or more, from the time of departure.

Mala Leche Medical Travel Insurance

If you’re looking at the mountains while paddling the Circuito Chico and wiping it down on the slopes, a taste of mala leche—unfortunately—may spoil your trip. More if you have to pay for medical care.

Health insurance plans in the US often do not cover coverage if you are in another country and Medicare is not accepted abroad. Check with your health insurance provider to see what universal benefits – if any – you have.

It is wise to purchase travel insurance to cover doctor and hospital expenses, medications, lab work, X-rays etc. if you are injured or become ill during your trip. Make sure you buy travel insurance that covers Covid-related treatment and isolation, to suit your travel requirements in Argentina.

The most generous insurance plans offer medical insurance coverage up to $500,000 per person, but you can find better plans for less if you don’t think you need much.

Related: Best Travel Insurance Plans for Covid

It is also wise to include medical support. “This can provide the right transportation to the nearest hospital for people who are seriously injured or sick if there is no proper treatment,” says Meghan Walch, a spokesperson for InsureMyTrip.

Say you have epilepsy on a day trip to Iguazu Falls. Your travel insurance benefits may cover the cost of air transportation to the nearest hospital that can treat your life-threatening emergency. Without this support, you would have to pay out of pocket to cover these costs.

Property Insurance for Damage to Clothing

Imagine arriving at your accommodation in San Carlos de Bariloche eager to explore Playa Bonita, but your suitcase is empty. Lost or delayed luggage can prevent you from going outside and enjoying the beauty of Lake Nahuel Huapi.

If your property is lost, you can file a claim under your property insurance policy, which will pay you the value of your property, up to your policy limit.

If your bags are delayed, you can buy a change of clothes and other toiletries to transport you and write a claim under the delay of your luggage.

Travel insurance also covers your belongings when traveling in Argentina.

Let’s say you’re on a wine tour and your leather jacket swings from the car. You can apply to your travel insurance company.

Remember that not everything you own will be covered, as there are often exclusions for valuables and cash. Also, property and personal benefits come with full coverage and limits for each item.

It is important that you report to local authorities and your property manager if something is taken. You will be asked to provide these documents when you file a claim.

Walch also said that protests are common in the city of Buenos Aires, which is the capital of Argentina, and in other cities. Although most protests are not violent, crowds can build, which can create opportunities for looters and looters, he says.

Argentina’s Natural Disasters and Risks

Since the climate and terrain vary greatly in Argentina, there are several types of natural hazards. Walch said: “These are earthquakes, strong winds, extreme floods and in the Andes there are also mountains.”

Be sure to read the language of your policy to see if these types of events include travel cancellation, travel interruption or travel delay benefits.

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