Why Insurance Companies Need a Letter of Information for Heavy Vehicles

Safety is a major concern for heavy truck drivers who work long hours and drive in all weathers. Safety is also a major concern for companies that operate and for all other drivers on Canadian roads. A driver’s license protects everyone.

Around 90% of all food is consumer goods in Canada they are shipped by heavy truckers. Due to the recent increase in heavy truck drivers, Canada is currently experiencing a shortage of qualified drivers who can operate heavy equipment.

In the last 10 years, a heavy traffic on Canadian roads has increased from 740,000 to 1,200,000. Canadian insurance companies are doing their part to keep everyone safe while driving.

What is a Driver’s License?

Many drivers do not know the information letter. A certificate is a document that confirms that the driver of a heavy vehicle has the appropriate insurance. In addition, the letter of intent determines whether or not the driver has committed any violations, non-moving violations, and insurance claims.

Every heavy truck driver in Canada must show proof of a certificate of employment when working for a trucking company. But how do they get it? A driver obtains a notice letter by asking his employer for a letter. The actual letter comes from the commercial insurance company that insures the driver, and the driver can request one at any time.

Drivers of light vehicles and drivers of other heavy vehicles must have a driving license from the last three years. The letter must also show that the driver has the same driving experience as shown in the letter.

It is a good idea for truck drivers to know which insurance company provides them with insurance when they are transporting goods. Drivers who ask their employer for a copy of the reference letter as soon as they get a job will always have their new insurance.

When they decide to work for another trucking company, it will save them a lot of time and trouble when they receive a letter from the new company.

Why Do Insurance Companies Ask for a Cover Letter?

Trucking companies and the auto insurance companies that underwrite them need to know as much as possible about the drivers’ history, license status, driving convictions, at-fault locations, and licensed vehicles.

In short, a cover letter is like a cover letter. It tells the driver’s new employer if they have had any accidents, tickets, or insurance liabilities of any kind. The letter also informs the new employer that the driver has been insured with a particular company.

Trucking companies must ensure that the drivers they employ can drive safely and professionally. To ensure safety, trucking companies often have additional requirements for drivers. It is also common for trucking companies to require their drivers to learn driving skills and safety procedures. The need for a letter of intent protects the trucking industry.

The information letter is also useful to the insurance company of the driver’s new employer. The new insurance company will check the contents of the letter of information and the information that the driver of the car has given to the employer. If the facts match, it shows that the driver is honest.

The new insurance company asks for a letter with the last three years for specific reasons. If a new driver is involved in an accident, the information letter can be filed in court when the insurance company goes to defend the driver in a lawsuit when the other driver claims that the driver is at fault.

Facts and Figures on Heavy Vehicles in Canada

The trucking industry in Canada is made up of owner-operated truckers, private trucking companies that produce their own products, and truckers that transport goods for different companies.

Road safety is a serious problem in Canada. Traffic statistics show truck drivers ship more than 63 million items each year. The automotive industry is worth over $39 billion, and continues to grow. In 2018, the Canadian trucking industry employed 312,000 drivers. This is an increase of 55,000 motorists since 2000.

By 2021, there was a shortage of more than 18,000 truck drivers nationwide. According to Women’s Trucking Federation of Canadaabout 3 percent of drivers in Canada are women.

The automotive industry also includes heavy vehicle manufacturers. Canada produces three times as many cars. As of 2019, the automotive industry has produced more than 1.4 million heavy duty vehicles. Car sales grew 52% between 2014 and 2019, with sales totaling 69 billion Canadian dollars. The automotive industry expects sales to increase over the next few years.

Serious Car Accidents Can Be Dangerous

Canada is the second largest country in the world, with 900,000 kilometers of roads. Bumps are common on all sides of the road. The Government of Canada is committed to improving the safety of large vehicles on the roads and doing everything possible to reduce their involvement in accidents. Knowledge and expertise are essential for heavy truck drivers due to the weight of the trucks and the weight of the cargo they are carrying.

The a semi-truck alone can weigh 25,000 pounds. When a driver hitches a trailer full of cargo, the weight can exceed 130,000 pounds. That’s a lot of weight for a driver to control.

Almost 2,000 Canadians lost every year accidents involving vehicles weighing 12,000 kg at maximum weight. Another 10,000 people have been seriously injured in heavy vehicle accidents. The Canadian crash death rate is twice that of all other vehicles when you factor in the distance traveled.

Several common factors contribute to heavy vehicle accidents in Canada. Auto experts say some accidents are caused by driver error, equipment failure, and other drivers on the road.

Sometimes, car drivers drive under very stressful conditions. Drivers often drive through the night. He often loses sleep because he tries to reach his destination on time. To add to their stress, truck drivers are paid less considering the expertise their jobs require.

Stressful situations can cause human error that can easily lead to accidents. Although drivers should not be under the influence of alcohol or drugs while driving, accident reports indicate that some drivers hit the road while under the influence of alcohol or drugs.

The race to meet fleet expectations often encourages drivers to speed too fast or turn too fast, leading to accidents. Inattention behind the wheel of a heavy vehicle can lead to rollover accidents, which can be fatal. Distracted driving or texting while driving is a problem that is linked to car accidents.

Heavy trucks are designed to carry large loads. Although car manufacturers take great care in building safe cars, mechanical failures do happen. Tires blow out, engines fail, and brakes can fail.

In addition to human error and equipment failure, other drivers on the road also contribute to car accidents. Passenger cars and light trucks can cut off a heavy truck to get in front of them. It is not as easy to slow down a heavy vehicle as it is with smaller vehicles, and drivers cannot always stop quickly. Truck drivers also need more space when turning left than other drivers.

When a heavy vehicle needs to stop or slow down suddenly, the vehicle’s load can shift, causing the driver to lose control. People who are often injured or killed are often the driver or passenger of a vehicle that does not have a heavy permit.

Final Thoughts

The Canadian Owner-Operators’ Cooperative (COOC) works to support its members reduce operating costs such as the cost of fuel, maintenance, tires, and commercial insurance. They also play an important role in ensuring road safety.

Heavy truckers need a letter of notification whenever they move to another state, change trucking companies, or have their auto insurance expire. Drivers who immigrate to Canada from another country will also need a notification letter.

The information listed in the information letter can help drivers qualify for insurance discounts, which can save them and the companies they work with money. Commercial insurance companies often offer discounts for no claims, no tickets, and customer loyalty.

To learn more about heavy duty motorist insurance, contact one of our insurance experts at Duliban Insurance at 855-DULIBAN.