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National General Insurance is a government owned insurance company that has settled several Bike Insurance claims. In this post we discuss the things you need to know before submitting a claim for national bike insurance. Read on!

Being a public insurance company, National General Insurance has successfully settled many claims and has a good credit recovery record. Insurance reaches more customers through online policies. Best for National Insurance Bike Insurance the company is that the insurance allows to settle the claims of the customers/policy holders. In addition, National Insurance’s customer care support makes it easy for their customers to make full refunds.

5 Steps to Apply for International Bike Insurance:

1. Contact your insurance company (National General Insurance Company)

Starting with the process of how to take out National Insurance bicycle insurance, it is important for the insurer to notify the insurance company as soon as possible of any accident with your bicycle such as bicycle theft, accidental damage, etc. You can call the National General Insurance company on 02248971018 to reach the insurer within 24 hours of the accident. In addition, you must take enough photos and pictures of the accident scene where it happened and write down the names of the witnesses to serve as evidence at the time of sentencing.

2. Give Something to Say

Once you notify the insurer, a customer representative from National Insurance will get back to you within 24 hours looking for the following:

  • The Policy ID or plastic number of your bike insurance policy
  • Time and date of the accident
  • Explanation of estimated losses incurred
  • A loss adjuster representing the insurance company will come to the scene of the accident to inspect the vehicle
  • You will also need to provide the name of the person driving the bike, the person’s contact information, and their driver’s license.
  • In addition, it will require the contact information of the insured

The assessor assigns the insured a reference number for future use. The insured can also collect the application form from the nearest branch in addition to downloading it online.

3. Inspection of Damages

The insurance company sends an appraiser/surveyor to assess the extent of the damage done to the bike as a result of the accident. Insured persons can submit the National Insurance cycle application form, insurance documents and other references to the assessor.

4. Complaint Resolution

After assessing the condition and damage, the assessor approves the claim. Once the approval is received, the insurance provider will deduct the deductible and depreciation and reimburse the owner the money he earns by repairing the bike at the garage. You can contact your insurance representative to find out how they are looking for a National Insurance bike.

5. No-Claim Bonus (NCB)

During each free year, National General Insurance Company offers a no-interest bonus to two-wheeler owners as a reward for not raising the Own-Damage rate during the policy period. The benefits earned in NCB are cumulative and continue to rise with time. However, the NCB benefit is canceled when you pay the interest, whatever you say. Therefore, it is better to raise the interest rate when the damage is severe and the price offered is higher than the NCB amount.

Read More: How Does Motorcycle Insurance Protect Your Vehicle From Fire Hazards?


It is important to renew your National Insurance policy before the policy expires to enjoy continued benefits. In addition, it is important to remember the renewal date of the policy so that you do not miss it. You can set a reminder to keep tabs on the bike insurance expiration date. Also, you can buy term insurance to avoid the worry of renewing every year.

National Insurance Company is a well-known insurance company that provides policies to the people of India. In fact, it is the oldest non-life insurance company in the country. The National Insurance Company is also one of the only four government units in the country that provide general insurance. The brand has continued to grow in importance as an insurance company and the main reason for this is that many of its first-to-market products were launched by insurance companies.

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