Zalma Insurance Scam Letter – August 1, 2022

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Notes include:

Few people have a good eidetic (picture) memory. Memory is a fluid function and often unreliable.

During my time as a researcher at the Army Intelligence School at Fort Holabird, Maryland, an interview class was interrupted by a man in a suit, tuxedo, swimming fins, cowboy hat, and purple cummerbund. He ran into the room, screamed, threw the weapon on the ceiling, and left. The teacher asked each person in the class to write a description of the intruder. None of our explanations were correct, and we were all shocked when the shooter was returned to the classroom. The noise he made, the gunfire, and the fear he caused made it very difficult to remember him well. Some even explained that she was a woman.

The expert notes that some EUO methods can cause honest subjects – who are innocent but “just trying to be helpful” – to “remember wrongly” and provide unreliable, even false, information. It has long been known that false memories can be created by emotional manipulation, especially when used by skilled but unscrupulous lawyers or interrogators.

Insurers licensed or practicing in California must apply SIU annual reports by Wednesday, September 28 and insurers licensed or operating in California must ensure that all of their employees have read, understood or been trained in the California Fair Claims Settlement Practices Regulations by September 1 of each year and are prepared to swear that the Regulations will be followed by insurance.

Exclusion of Non-Registration Protection Terminates Services to Protect it or To protect

William Saud sells insurance related products. Starting in 2017, he offered his clients a new financial instrument: Memorandum of Indebtedness issued by 1 Global Capital, LLC. The financial opportunity was too good to be true. William Saoud, Patricia Boland- Saoud, and Bill Saoud Financial, LLC v. Everest Indemnity Insurance Company, No. 21-1621, United States Court of Appeals for the Sixth Circuit (July 14, 2022)

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Barry Zalma, Esq., CFE has released five videos a week on insurance claims, insurance law, insurance fraud and insurance news.

State Farm Fire and Casualty Company filed for summary judgment, asserting that it had no duty to defend or indemnify the defendants, Hamdallah, LLC, et al. (“The LLCs”), against the defendant, Nixon Calix. The trial court granted summary judgment and dismissed all claims against State Farm for discrimination.

In Nixon R. Calix v. Ideal Market #6, Hamdallah, LLC, Kaki and Son, LLC, Hamdallah Hasan “Mario” Kaki, Muwafak “Mike” Kaki, Monadel “Cory” Elbarqa, Nofal “George” Haifa John Does 1-4, El Cortez Foods, LLC , and ABC & XYZ Insurance CompanyNo. 21-CA-555, Court of Appeals of Louisiana, Fifth Circuit (July 13, 2022) explained the right to rely on waivers clearly and concisely.

For example: Dr. Jose Santeiro tricked patients into unnecessary medical reimbursements in a $112M lawsuit against private insurers in South Florida. Employers paid for drug addicts to go to Santeiro’s dispensary, then gave them illegal drugs to ensure they were admitted. Santeiro pretended to have tried drugs that had never been used for treatment. Santeiro also sent back a large group of patients who he confused between Compass Detox and other places to fraudulently pay money to receive as many bogus medical treatments as possible. Santeiro also offered Compass Detox patients a “fun drink” to encourage them to stay at the facility and come back. And they allowed cohorts to use detox logins to sign medical files to make it look like they provided treatment. Santeiro was sentenced to 4 1/2 years in state prison.

Convicted of multiple fraud charges Ejaz Shreef was sentenced to 48 months in prison on each count, concurrently, followed by two years of parole.

In Ejaz Shreef v. United States of America3 decision in favor of the government.

Including the article Jury Convicts Man of $600 Million in Health Care Fraud, Wire Fraud, and ID Theft. Matthew James, 54, of East Northport, was sentenced by a federal jury. James, a New York man was convicted of more than $600 million in health care fraud, wire fraud, and theft.

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Scott Strems, hurt bank accounts Florida insurers could see his two-year suspension expire in July 2022. But the state Bar’s allegations could lead to new sanctions or even dismissal.

The 25-page complaint, contrary to what has been previously reported, states that the attorney for Miami Strems and his law firm, in 2018 told the client about a settlement with the insurance company but then secretly settled with the insurer twice as much and tried to pocket it. large, illegal fines.

Additionally, another Strems Law Firm Attorney has been Disbarred by the Florida Supreme Court

The fallout from Strems Law Firm’s notorious Florida lawsuits continues. Two years after Coral Gables plaintiffs’ attorney Scot Strems was disbarred for filing thousands of unnecessary lawsuits against property insurers and violating other Bar rules, and two years after the Florida Bar filed a complaint against another attorney at the firm , the state Supreme Court. has suspended this lawyer for 91 days.

Insurance Fraud Is a Brutal Crime – Two Convicted in Sweetie Pie’s Murder-For-Hire Case

For example: Terika Ellis and Waiel Rebhi Yaghnam The accused manslaughterer who led to the 2016 shooting death of Andre Montgomery pleaded guilty on July 22, 2022.

In 2020, the pair were charged with wire and mail fraud. Mr Yaghnam was charged with five counts of theft. Montgomery, the grandson of Sweetie Pie owner Robbie Montgomery, was shot and killed near Fairground Park on March 14, 2016. James Timothy Norman, Montgomery’s uncle, is accused of conspiring to use a cell phone in a “committee” to commit a murder-for-hire. Billing records revealed that Norman took out a $450,000 life insurance policy on his nephew in 2014 and Norman was the sole beneficiary.

Barry Zalma, Esq., CFE, now limits his practice to serving as an insurance consultant specializing in insurance services, insurance litigation, insurance bad faith and insurance fraud for both insurers and policyholders alike. They also act as mediators or arbitrators in insurance-related disputes. He has practiced law in California for over 44 years as an insurance and claims attorney and over 54 years in the insurance business. He can be reached at

For the past 54 years Barry Zalma has dedicated his life to insurance, insurance claims and the need to combat insurance fraud. He has created the following library of books and other resources to enable insurers and their employees to become insurance professionals.

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